Bigger isn't always better.
Growing Your Business? You Don’t Need a Bigger Bank.
Port Washington State Bank (PWSB) is a locally owned, family-owned community bank serving the local community for five generations and providing business banking solutions designed to grow with you.
With 8 branch locations in Ozaukee County and dedicated business banking expertise, we deliver the tools, technology, and personalized service businesses need—without the complexity of larger banks.
Trust Highlights:
- Family-owned for 5 generations
- Locally owned & operated
- 8 branches across Ozaukee County
- Dedicated business banking experts
Who is PWSB?
About Port Washington State Bank
Quick Overview
About Business Banking at PWSB
Port Washington State Bank (PWSB) provides business banking services in Ozaukee County, Wisconsin, including financing, treasury management, and cash flow solutions.
PWSB helps businesses with:
- Commercial loans and lines of credit
- SBA loans and growth financing
- Treasury management and cash flow tools
- Business checking and digital banking
As a locally owned, family-run bank, PWSB combines modern financial tools with relationship-based service.
Outgrowing Your Bank—or Just Being Told You Are?
As your business grows, it’s common to think you need a larger bank. But bigger banks often bring:
- Slower decisions
- Less flexibility
- Less personal service
At PWSB, we’ve spent five generations helping local businesses grow successfully—without sacrificing relationships or responsiveness.
What sets us apart:
- Local decision-making
- Scalable financing solutions
- Modern digital banking tools
- A team that knows your business
Flexible Business Loans in Ozaukee County
PWSB provides business loans and commercial financing solutions tailored to companies at every stage of growth.
Loan options include:
- Commercial real estate loans
- Equipment financing
- Business lines of credit
- Working capital financing
Key advantage: All lending decisions are made locally—helping you get faster approvals and customized solutions.
Business Banking Services That Improve Efficiency
PWSB offers business banking services and treasury management solutions to help you manage cash flow and operations. Services include:
- Business checking accounts
- Treasury management solutions
- Cash flow reporting and tools
- Online and mobile banking
- Merchant services
Benefit: Everything your business needs—without switching banks.
Why Choose PWSB Over Larger Banks?
PWSB provides the capabilities of a larger bank with the advantages of local service:
- Locally owned and operated in Ozaukee County
- Family-owned for five generations
- 8 convenient branch locations
- Local decision-making for faster lending
- Dedicated relationship bankers
- Modern banking and treasury tools
PWSB is a community bank that helps businesses grow by combining personalized service with scalable financial solutions.
Real Business Bankers. Real Local Expertise.
At PWSB, you work directly with experienced bankers who understand your industry, your market, and your goals.
Our team:
- Knows local industries and opportunities
- Provides proactive guidance
- Builds long-term relationships
Key differentiator: You’re not routed through departments—you work with people who know your business.
Before You Switch Banks—Let’s Talk.
You may not need a bigger bank—you may just need a better partner. PWSB is built to support your business as it grows.
Frequently Asked Questions About Business Banking at PWSB
What business banking services does PWSB offer?
PWSB offers business banking services including commercial loans,, business checking accounts, treasury management, and cash flow solutions.
Where does PWSB provide business banking services?
PWSB serves businesses throughout southeastern Wisconsin, with eight local branch locations in Ozaukee County: Mequon, Thiensville, Cedarburg, Grafton, Port Washington, Saukville, Fredonia and Belgium.
Is PWSB a local bank?
Yes. PWSB is a locally owned, family-owned community bank that has served the area for five generations.
Can I get a business loan from PWSB?
Yes. PWSB provides commercial real estate loans, equipment financing, lines of credit, SBA loans, and working capital solutions.
Why choose a local bank instead of a large national bank?
Local banks like PWSB offer faster decision-making, personalized service, and stronger relationships while still providing modern financial tools. They also invest back into the local community with tax contributions and donations.
Does PWSB offer treasury management services?
Yes. PWSB provides treasury management and cash flow tools to help businesses manage payments, cash position, and financial operations.
How do I contact a PWSB business banker?
You can contact a business banker by submitting the form on this page or by calling 262-284-4416.
Grow your business with a local partner.
