Apply for a Home Equity Line of Credit

Important Information About Disclosures

Important Notice:
By law, in order to apply for a loan, you will need to provide electronic consent to receive the required disclosures online.

About Your Consent:
Your consent applies to this transaction only. If you consent, you will receive the Early Disclosure of Important Terms and What you should know about Home Equity Lines of Credit for a PWSB Home Equity Line of Credit.

What You Will Need:
To receive your disclosures electronically, you will need –

A Web browser that meets our Minimum Requirements
Access to printer or the ability to download information in order to keep copies for your records

Requiring Paper Disclosures
You may withdraw your consent to receive the electronic disclosures at any time after submission of your application, or you may request a paper copy of the disclosure you received electronically by sending us an email or calling 1-800-550-9435. Upon your request, paper copies of the disclosure will be sent to you via U.S. mail at no charge.

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Important Information About Disclosures I acknowledge and have read the disclosure on Home Equity Lines of Credit in the PDF below.

Important Information About Disclosures I have received a copy of the brochure, What You Should Know About Home Equity Lines Of Credit PDF below

Do you agree to complete our online application and to receive any required disclosures online?

I agree.

Disclosure: Wisconsin Home Equity Lines of Credit

What you should know about Home Lines of Credit.

Loan Overview

Amount Requested

Marital Status

You May Apply for Separate or Joint Credit

Separate Credit (complete Application Section I) Complete Section II with information about your spouse only if you are a married Wisconsin resident.

Joint Credit with Spouse Complete Section I and Section II.

Joint Credit with someone who is not your spouse. Each joint applicant must complete a separate application as if applying for separate credit and submit them together, including completing Section II if you are a married Wisconsin resident.

Joint Credit Individual's name

Applicant - For secured credit or Wisconsin residents only

Co-Applicant- For secured credit or Wisconsin residents only.

Applicant Information Section I

First Name

MI

Last Name

Email Address

Phone Number

Previous Address (if current address is less than 2 years)

Address Line 1

Address Line 2

City

State

ZIP

Years at Residence

Current Value (if you own)

Social Security Number

Date of Birth

Employer Name

Years with Employer

Job Title

Work Phone

Annual Income

Previous Employer (if less than 2 years with current employer)

You need not list income from alimony, child support or separate maintenance unless you wish it considered for the purpose of repaying this obligation.

A married Wisconsin resident applying for credit in his/her own name must complete the required spousal information in the co-applicant section.

Co-Applicant Information Section II

Please Check One

Co-Applicant Joint Credit

Spouse Non Applicant

Co-Applicant Information

First Name

MI

Last Name

Email Address

Phone Number

Previous Address (if current address is less than 2 years)

Address Line 1

Address Line 2

City

State

ZIP

Social Security Number

Date of Birth

Employer Name

Years with Employer

Job Title

Work Phone

Annual Income

Previous Employer (if less than 2 years with current employer)

You need not list income from alimony, child support or separate maintenance unless you wish it considered for the purpose of repaying this obligation.

A married Wisconsin resident applying for credit in his/her own name must complete the required spousal information in the co-applicant section.

Debts & Obligations

Mortgages

1st Mortgage Lender Name

Address Line 1

Address Line 2

City

State

ZIP

Monthly Payment

Interest Rate

Unpaid Balance

2nd Mortgage Lender Name

First Name

MI

Last Name

Monthly Payment

Interest Rate

Unpaid Balance

Car Loan

Auto Lender Name

Monthly Payment

Unpaid Balance

Credit Cards & Personal Loans

Name of Credit Card / Lender

Minimum Monthly Payment

Unpaid Balance

Name of Credit Card / Lender

Minimum Monthly Payment

Unpaid Balance

Name of Credit Card / Lender

Minimum Monthly Payment

Unpaid Balance

Authorizations

Authorization to Release Information

I authorize Port Washington State Bank to obtain my/our credit report for the purpose of determining credit worthiness. The information that is obtained is strictly confidential. A photocopy or fax of this authorization may be deemed to be the equivalent of the original.

For Married Applicant Applying for Separate Credit

The credit being applied for, if granted, will be incurred in the interest of my marriage or family.

NOTICE TO MARRIED APPLICANTS: No provision of any marital property agreement, unilateral statement under s788.58, Wis Stats, or court decree under s788.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.

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Co-Applicant Information

Mortgages

Car Loan

Credit Cards & Personal Loans