Four Fabulous Choices

We offer checking accounts for corporations, small businesses and nonprofit organizations plus interest-earning options for businesses. With any business checking account you can also bank safely and efficiently with Remote Deposit Capture (RDC), Automated Clearing House (ACH) and fraud protection services. Learn more about these services and more by visiting our Business Services page.

Business Checking Accounts Comparison

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Comparison table of business checking accounts

Business Checking Account	Small Business Checking Account	Small Business Checking With Interest	Organizational Checking Account
Designed for
Businesses with more than 150 transactions per month	Small businesses with fewer than 150 transactions per month	Small businesses with more than 20 transactions per month	Qualified nonprofit organizations
Benefits
Earnings credit paid on the average collected balance in the account monthly	No transaction fees	Competitive interest rates Subject to change weekly	No transaction fees
Mobile Banking
Online Banking
Business Fraud Protection (Positive pay)
Available	Available	Available	Available
Automated Clearing House (ACH)
Available	Available	Available	Available
Remote Deposit Capture (RDC)
Available	Available	Available	Available
Business Bill Pay
Available	Available	Available	Available
Multi-Factor Authentication (MFA)
Debit Card with available Apple Pay®, Google Pay™ or Samsung Pay®
Paper Statement Fee
$3.00/month	$3.00/month$3.00/month$3.00/month$3.00/month	$3.00/month	$3.00/month
Minimum Balance to Open
$25.00	$25.00	$25.00	$25.00
Requirements/Fees
Account fees: Monthly maintenance fee: $8.00 Per check: $0.20 Per deposited item: $0.07 Per deposit or credit: $0.25 Credits are earned at the rate of .4000% for the previous month on the average collected balance in your account. The difference between charges and credit will determine maintenance fee for the month.	$10.00 maintenance fee will be imposed each month the account falls below $500.00 minimum daily balance during the statement cycle	Monthly maintenance fee: $8.00 and a per-item fee of $0.25 will be charged for each check and deposit in excess of 20 during the statement cycle if the balance falls below $500.00 on any day of the statement cycle	A maintenance fee will be imposed each month the account falls below a $100.00 minimum daily balance during the statement cycle

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