Welcome to Home Base

No one knows the Ozaukee County housing market like PWSB. Our team of home loan professionals offers customized mortgage products and can get you pre-approved, ready to close and moved into your dream home — fast.

Visit a branch, apply online or call 262-284-4416 today.

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Ready to apply for your mortgage loan?

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Get pre-approved

Get a Free, No-obligation Pre-approval

Apply Online

Mortgage Rates

See our current loan rates.

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Get quick answers

Use our Mortgage Calculators

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Jay  Schreurs
Jay Schreurs VP / Senior Mortgage Lending Officer Email Jay 262-284-4416 NMLS ID: 759020
Sharon Niesing
Sharon Niesing Vice President / Mortgage Lender Email Sharon 262-375-0100 NMLS ID: 759010
Kelly Lambrecht
Kelly Lambrecht Vice President / Mortgage Lender Email Kelly 262-377-0750 NMLS ID: 1478460
Linda Chay
Linda Chay Vice President / Mortgage Lender Email Linda 262-518-0552 NMLS ID: 1419913
Ashley Barber
Ashley Barber Mortgage Lender Email Ashley 262-284-4416 NMLS ID: 1096274
Zach Deming
Zach Deming Mortgage Loan Assistant Email Zach 262-284-4416 NMLS ID: 1692083

Fixed-Rate Mortgage

Featuring stability and security, a fixed-rate mortgage is the most popular of PWSB’s mortgage services.

Fixed-Rate Mortgage

Adjustable-Rate Mortgage

An Adjustable-Rate Mortgage (ARM) starts out at a fixed rate for a short period of time and then fluctuates for the rest of the term.

Adjustable-Rate Mortgage

Special Loan Programs

We have special options for first-time homebuyers and those with low-to-moderate income and low or no down payment.

Special Loan Programs

Lot Loan

Buy a lot now so you can build later. Interest rates are low, and the equity you earn can be applied to a construction loan.

Lot Loan

Construction Loan

Pay interest only on the amount outstanding during the construction period. 

Construction Loan

Bridge Loan

Turn the equity in your current home into a down payment for your construction project or the purchase of an existing property.

Bridge Loan

Mortgage Refinance

Changing rates or changing circumstances — whatever your reasons for refinancing your mortgage, PWSB can help!

Mortgage Refinance

Affordable Lending & Assistance

Affordable Lending Programs

Homebuyer Counseling & Education

Down Payment Assistance