Limited-Time Mortgage Specials 

Save $500 on Closing Costs 

Now through May 29, 2026, enjoy $500 off closing costs when choosing a first mortgage with us. Whether you’re buying your first home, upgrading to more space, or exploring a new neighborhood, our local lending team is here to make the process simple, smooth, and personal.

What to know about this offer: 

Offer valid on bridge loans, construction loans, and home purchase loan closings for consumer primary residences only. Offer excludes lot loans and refinances. Credit of up to $500 will be calculated on actual cost, excluding owner’s title, transfer tax fees, hazard insurance or prep-paid mortgage insurance premiums, and will be reflected on the Closing Disclosure (CD). The credit will be applied at closing as a lender credit and reflected on the CD. Actual closing cost credit may be limited as the combined total of seller credits and lender credits cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves; please review the allowable credits for your specific transaction with your loan officer. Offer is subject to credit approval and is subject to change without notice. Mortgage insurance is required for fixed rate transactions over 80% LTV. Property insurance and flood insurance (if applicable) required. Must apply by 5/29/26. Contact us for additional details. 

Get 4.99%/5.43% APR on Construction Loans

Build the home of your dreams with confidence and a great low rate. Now through May 29, 2026, PWSB is offering 4.99% (5.43% APR) for up to 18 months on construction loans, giving you affordable financing and the flexibility you need as your project takes shape. Our local lending team provides personal guidance from blueprint to move‑in day, ensuring a smooth process from start to finish.

What to know about this offer:

Offer valid on consumer primary residence construction loans only.  Annual Percentage Rate (APR) of 5.43%. On a $400,000 construction loan with $200,000 drawn at 4.99% interest rate, payments would be 17 monthly interest-only payments of $820.27, with a final balloon payment of $400,820.27. This fixed rate is valid for 18 months during the construction phase and is accurate as of 3/10/2026. The scenario is based on a closing date of 4/1/2026 with a maturity of 10/1/27. A 20% down payment is required. Customers may refinance into permanent financing at the end of the construction period. Payment example excludes taxes and insurance and actual payments may be greater. Property insurance and flood insurance (if applicable) required). All loans are subject to credit approval. Rates and terms are subject to change without notice. Must apply by 5/29/2026 and close by 12/31/2026.  Contact us for additional details.

Affordable Lending & Assistance

Affordable Lending Programs

• FannieMae HomeReady Mortgage
• Wisconsin Housing and Economic Development Authority (WHEDA)

Homebuyer Education 

• FannieMae Homebuyer Resources
• FannieMae HomeView certificate course  

Down Payment Assistance

• Down Payment and Closing Cost Assistance

• Home Consortium Down Payment Assistance Grant

  • Ozaukee, Washington, Waukesha and Jefferson counties
  • Income and purchase price limits apply
  • Up to $10,000.00 in grant money, fully forgiven at the end of five (5) years if you stay in your home for the full five years.

• FHLBC Down Payment Plus Grant

  • Income limits apply
  • Statewide availability
  • Up to $10,000.00 with borrower contribution, fully forgiven at the end of five (5) years if you stay in your home for the full 5 years
  • Minimum borrower contribution of $1,000.00