PWSB Hours Alert

We will be closed Monday, September 1 in honor of Labor Day. If using Online or Mobile Banking, please note that deposits and loan payments we receive will be processed on Tuesday, September 2. 
 

Scam Alert

Scammers who appear to be calling from PWSB's phone number may ask you to verify  transactions, online banking credentials or debit card information because you’ve been compromised. Very Important To Note; PWSB will never call to ask for your personal or account information.  

If you receive a suspicious call, even if it appears to come from PWSB, please hang up and contact your local branch directly.

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Borrow as You Need the Money

HELOCs are flexible credit lines that allow you to use the equity in your home for immediate spending.

They can be used to cover unexpected expenses, such as college tuition or a long-term home improvement project. Withdraw the funds when you need them, and as you repay, the available credit is replaced for you to use again without having to fill out new paperwork.

The chart comparing Home Equity Lines of Credit with Home Equity loans is based on these loans being tied to your primary or secondary residence. To learn what features change when borrowing against an investment property, contact us.

Home Equity Line of Credit vs. Home Equity Loan

Comparison table of HELOCs vs. Home Equity Loans
Home Equity Line of Credit Home Equity Loan
Borrows against Equity of Home
Yes Yes
Distribution
Borrow $250 or more as you need One lump sum
Rate
Variable rates Fixed rates
Monthly Payment
Varies based on terms of program Fixed payment (based on rate and term)
Next Steps
Apply Now Apply Now

Get Your Loan Started

Apply for a HELOC

Apply Now