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Mortgage Loan Rates
Mortgage Options
| Product/Term | Interest Rate | APR* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 6.875% | 7.008% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 6.875% interest rate, the APR for this loan type is 7.008%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 20 Year Fixed Rate | 6.500% | 6.671% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 6.500% interest rate, the APR for this loan type is 6.671%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 15 Year Fixed Rate | 6.125% | 6.198% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 6.125% interest rate, the APR for this loan type is 6.198%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 10 Year Fixed Rate | 6.000% | 6.102% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 6.000% interest rate, the APR for this loan type is 6.102%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| WHEDA Advantage | 8.250% | 8.322% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 8.250% interest rate, the APR for this loan type is 8.322%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 3/1 Adjustable Rate Mortgage | 7.375% | 7.525% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740. At a 7.375% initial interest rate, the APR for this loan type is 7.525%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| 5/1 Adjustable Rate Mortgage | 7.375% | 7.507% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740. At a 7.375% initial interest rate, the APR for this loan type is 7.507%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| Construction Interest-Only | 7.500% | 8.525% |
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The information provided assumes the purpose of the loan is to build a new home, with a loan amount of $340,000 and an estimated property value of $400,000. The property is located in WI and is within Ozaukee county. The property is a new single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740. At a 7.500% interest rate, the APR for this loan type is 8.525%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| Vacant Land - 1 year ARM | 7.500% | 7.631% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $85,000 and an estimated property value of $100,000. The property is located in WI and is within Ozaukee county. The property is and will be used as . The rate lock period is 45 days and the assumed credit score is 740. At a 7.500% initial interest rate, the APR for this loan type is 7.631%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
| Vacant Land - 3 year ARM | 8.000% | 7.806% |
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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $85,000 and an estimated property value of $100,000. The property is located in WI and is within Ozaukee county. The property is and will be used as . The rate lock period is 45 days and the assumed credit score is 740. At a 8.000% initial interest rate, the APR for this loan type is 7.806%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. |
Personalized Rate Request
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Deposit Rates
Certificate of Deposit Special Offers
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| 9-Month CD | $1,000.00 | $1,000.00 | 4.22% | 4.30% |
| 18-Month CD | $1,000.00 | $1,000.00 | 3.69% | 3.75% |
Certificates of Deposit
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| 90 Days | $1,000.00 | $1,000.00 | 0.50% | 0.50% |
| 182 Days | $1,000.00 | $1,000.00 | 0.75% | 0.75% |
| 1 Year $1,000.00 – $9,999.99 |
$1,000.00 | $1,000.00 | 2.13% | 2.15% |
| 1 Year $10,000.00 or More |
$1,000.00 | $10,000.00 | 2.23% | 2.25% |
| 2 Year $1,000.00 – $9,999.99 |
$1,000.00 | $1,000.00 | 2.13% | 2.15% |
| 2 Year $10,000.00 or More |
$1,000.00 | $10,000.00 | 2.23% | 2.25% |
| 3 Year $1,000.00 – $9,999.99 |
$1,000.00 | $1,000.00 | 2.13% | 2.15% |
| 3 Year $10,000.00 or More |
$1,000.00 | $10,000.00 | 2.23% | 2.25% |
| 4 Year $1,000.00 – $9,999.99 |
$1,000.00 | $1,000.00 | 2.13% | 2.15% |
| 4 Year $10,000.00 or More |
$1,000.00 | $10,000.00 | 2.23% | 2.25% |
| 5 Year $1,000.00 – $9,999.99 |
$1,000.00 | $1,000.00 | 2.13% | 2.15% |
| 5 Year $10,000.00 or More |
$1,000.00 | $10,000.00 | 2.23% | 2.25% |
Individual Retirement Accounts
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| 1 Year | $1.00 | $1.00 | 2.13% | 2.15% |
| 2 Year | $1.00 | $1.00 | 3.70% | 3.75% |
| 3 Year | $1.00 | $1.00 | 2.13% | 2.15% |
| 4 Year | $1.00 | $1.00 | 2.13% | 2.15% |
| 5 Year | $1.00 | $1.00 | 2.13% | 2.15% |
Money Market Accounts
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| Money Market, $1,000.00 or More | $1,000.00 | $1,000.00 | 0.10% | 0.10% |
| Money Market, 999.99 or Less | $1,000.00 | $1,000.00 | 0.01% | 0.01% |
| Premium Money Market, $10,000.00 or More | $10,000.00 | $10,000.00 | 0.35% | 0.35% |
| Premium Money Market, $9,999.99 or Less | $10,000.00 | $10,000.00 | 0.10% | 0.10% |
Health Savings Accounts (HSA)
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| HSA, $499.99 or Less | $25.00 | $0.00 | 0.02% | 0.02% |
| HSA,$500.00 – $4,999.99 | $25.00 | $500.00 | 0.12% | 0.12% |
| HSA, $5,000.00 – $14,999.99 | $25.00 | $5,000.00 | 0.22% | 0.22% |
| HSA,$15,000.00 or More | $25.00 | $15,000.00 | 0.32% | 0.32% |
Savings Accounts
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| Regular Savings | $1.00 | $0.00 | 0.01% | 0.01% |
| Youth Savings | $1.00 | $0.00 | 0.01% | 0.01% |
| Holiday Savings | $1.00 | $0.00 | 0.01% | 0.01% |
Checking Accounts
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| AdvantEdge Checking® Plus Interest $2499.99 or Less |
$25.00 | $0.00 | 0.01% | 0.01% |
| AdvantEdge Checking® Plus Interest $2,500.00 – $4,999.99 |
$25.00 | $2,500.00 | 0.01% | 0.01% |
| AdvantEdge Checking® Plus Interest $5,000.00 – $9,999.99 |
$25.00 | $5,000.00 | 0.01% | 0.01% |
| AdvantEdge Checking® Plus Interest $10,000.00 – $24,999.99 |
$25.00 | $10,000.00 | 0.01% | 0.01% |
| AdvantEdge Checking® Plus Interest $25,000.00 or More |
$25.00 | $25,000.00 | 0.01% | 0.01% |