PWSB Hours Alert

We will be open until noon on Christmas Eve and open until 3PM on New Year's Eve. We will be closed on Christmas Day and New Year's Day. If using Online or Mobile Banking on a holiday closure day, please note that deposits and loan payments we receive will be processed on the next business day following the holiday closing.

Here’s How We Rate

Are you on the hunt for the best savings account rates, best money market rates, best IRA rates or best loan rates? We update our rates weekly and work on keeping our rates competitive to help your money work harder for you.

Mortgage Loan Rates

Mortgage Options

Comparison table of Mortgage Options.
Product/Term Interest Rate APR* Learn More
30 Year Fixed Rate 6.875% 7.008% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.875% interest rate, the APR for this loan type is 7.008%. The monthly payment schedule would be:

  • 359 payments of $1,182.47 at an interest rate of 6.875%
  • 1 payment of $1,183.08 at an interest rate of 6.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
20 Year Fixed Rate 6.500% 6.671% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.500% interest rate, the APR for this loan type is 6.671%. The monthly payment schedule would be:

  • 239 payments of $1,342.03 at an interest rate of 6.500%
  • 1 payment of $1,342.38 at an interest rate of 6.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
15 Year Fixed Rate 6.250% 6.323% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.250% interest rate, the APR for this loan type is 6.323%. The monthly payment schedule would be:

  • 179 payments of $1,543.36 at an interest rate of 6.250%
  • 1 payment of $1,543.56 at an interest rate of 6.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
10 Year Fixed Rate 6.000% 6.102% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.000% interest rate, the APR for this loan type is 6.102%. The monthly payment schedule would be:

  • 119 payments of $1,998.37 at an interest rate of 6.000%
  • 1 payment of $1,998.21 at an interest rate of 6.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
WHEDA Advantage 7.750% 7.820% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

At a 7.750% interest rate, the APR for this loan type is 7.820%. The monthly payment schedule would be:

  • 359 payments of $1,289.54 at an interest rate of 7.750%
  • 1 payment of $1,290.22 at an interest rate of 7.750%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
3/1 Adjustable Rate Mortgage 7.375% 7.434% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

At a 7.375% initial interest rate, the APR for this loan type is 7.434%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 359 payments of $1,243.22 at an interest rate of 7.375%
  • 1 payment of $1,241.51 at an interest rate of 7.375%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
5/1 Adjustable Rate Mortgage 7.375% 7.434% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

At a 7.375% initial interest rate, the APR for this loan type is 7.434%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 359 payments of $1,243.22 at an interest rate of 7.375%
  • 1 payment of $1,241.51 at an interest rate of 7.375%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Construction Interest-Only 7.500% 8.525% Learn More
The information provided assumes the purpose of the loan is to build a new home, with a loan amount of $340,000 and an estimated property value of $400,000. The property is located in WI and is within Ozaukee county. The property is a new single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

At a 7.500% interest rate, the APR for this loan type is 8.525%. The monthly payment schedule would be:

  • One payment of principal of $340,000 at the end of the 12 months. Interest on the amount of credit outstanding will be paid monthly.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Vacant Land - 1 year ARM 7.500% 7.521% Learn More
Vacant Land - 3 year ARM 8.000% 7.724% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $85,000 and an estimated property value of $100,000. The property is located in WI and is within Ozaukee county. The property is and will be used as . The rate lock period is 45 days and the assumed credit score is 740.

At a 8.000% initial interest rate, the APR for this loan type is 7.724%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 36 payments of $710.97 at an interest rate of 8.000%
  • 203 payments of $681.80 at an interest rate of 7.375%
  • 1 payment of $682.44 at an interest rate of 7.375%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Personalized Rate Request

To get the most accurate rate based on your home’s type, location and value, visit our Mortgage Center.

Rate Alerts

Want to receive current rate information by email, or be alerted when a specific rate becomes available? Rate Watch can help — get started with Rate Watch by clicking here.

Deposit Rates

Certificate of Deposit Special Offers

Comparison table of Certificate of Deposit Special Offers.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
9-Month CD $1,000 $1,000.00 4.02% 4.09%
18-Month CD $1,000 $1,000.00 3.59% 3.65%

Certificates of Deposit

Comparison table of Certificates of Deposit.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
90 Days $1,000 $1,000.00 0.50% 0.50%
182 Days $1,000 $1,000.00 0.75% 0.75%
1 Year
$1,000.00 – $9,999.99 		$1,000 $1,000.00 2.13% 2.15%
1 Year
$10,000.00 or More 		$1,000 $10,000.00 2.23% 2.25%
2 Year
$1,000.00 – $9,999.99 		$1,000 $1,000.00 2.13% 2.15%
2 Year
$10,000.00 or More 		$1,000 $10,000.00 2.23% 2.25%
3 Year
$1,000.00 – $9,999.99 		$1,000 $1,000.00 2.13% 2.15%
3 Year
$10,000.00 or More 		$1,000 $10,000.00 2.23% 2.25%
4 Year
$1,000.00 – $9,999.99 		$1,000 $1,000.00 2.13% 2.15%
4 Year
$10,000.00 or More 		$1,000 $10,000.00 2.23% 2.25%
5 Year
$1,000.00 – $9,999.99 		$1,000 $1,000.00 2.13% 2.15%
5 Year
$10,000.00 or More 		$1,000 $10,000.00 2.23% 2.25%

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
1 Year $1 $1.00 2.13% 2.15%
2 Year $1 $1.00 3.60% 3.65%
3 Year $1 $1.00 2.13% 2.15%
4 Year $1 $1.00 2.13% 2.15%
5 Year $1 $1.00 2.13% 2.15%

Money Market Accounts

Comparison table of Money Market Accounts.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
Money Market, $1,000.00 or More $1,000 $1,000.00 0.10% 0.10%
Money Market, 999.99 or Less $1,000 $1,000.00 0.01% 0.01%
Premium Money Market, $10,000.00 or More $10,000 $10,000.00 0.35% 0.35%
Premium Money Market, $9,999.99 or Less $10,000 $10,000.00 0.10% 0.10%

Health Savings Accounts (HSA)

Comparison table of Health Savings Accounts (HSA).
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
HSA, $499.99 or Less $25 $0.00 0.02% 0.02%
HSA,$500.00 – $4,999.99 $25 $500.00 0.12% 0.12%
HSA, $5,000.00 – $14,999.99 $25 $5,000.00 0.22% 0.22%
HSA,$15,000.00 or More $25 $15,000.00 0.32% 0.32%

Savings Accounts

Comparison table of Savings Accounts.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
Regular Savings $1 $0.00 0.01% 0.01%
Youth Savings $1 $0.00 0.01% 0.01%
Holiday Savings $1 $0.00 0.01% 0.01%

Checking Accounts

Comparison table of Checking Accounts.
Product/Term Minimum Balance to Open Minimum Balance to Receive APY* Simple Interest Rate APY*
AdvantEdge Checking® Plus Interest
$2499.99 or Less 		$25 $0.00 0.01% 0.01%
AdvantEdge Checking® Plus Interest
$2,500.00 – $4,999.99 		$25 $2,500.00 0.01% 0.01%
AdvantEdge Checking® Plus Interest
$5,000.00 – $9,999.99 		$25 $5,000.00 0.01% 0.01%
AdvantEdge Checking® Plus Interest
$10,000.00 – $24,999.99 		$25 $10,000.00 0.01% 0.01%
AdvantEdge Checking® Plus Interest
$25,000.00 or More 		$25 $25,000.00 0.01% 0.01%