Which Loan is Right for You?

When a big expense is headed your way, the first question that often surfaces is "How will I pay for this?" And that’s a question we can help answer!

PWSB offers a variety of ways to borrow money:


One of the most popular reasons people take out a very large loan is to buy a home. This type of loan is called a mortgage. A mortgage is tied to your home, meaning you don’t fully own the home until the mortgage is paid off.

Most mortgages are available in very long terms, either 15 or 30 years. But other options exist that guarantee a fixed rate for a short period of time. A professional mortgage lender can walk you through the best option for your situation.

Home Equity Loans & Home Equity Line of Credit

Homeowners have more options on how to borrow money. They can utilize equity in their home to borrow money, either in the form of a home equity loan, or a home equity line of credit.

Installment Loans

Other reasons to borrow money include vacations, cars, boats, weddings, debt consolidation and school tuition. Most people who don’t own homes will choose an installment loan. Installment loans are simply loans where you make a monthly installment to help pay back the loan. A car loan is an example of an installment loan.

The length of the loan can help you lower the monthly payment to make things affordable and comfortable within your budget. Installment loans are often a great alternative to a credit card because the interest rate is more competitive.

No Place Like Home

Mortgage Services

Fixed-rate mortgages, adjustable-rate mortgages, construction loans, land loans, bridge loans, mortgage refinance — welcome to PWSB!

Mortgage Services

Unlock the Equity in Your Home

Home Equity Loans

If you need a loan for a large retail purchase or debt consolidation, consider a home equity loan. Fixed interest rate, fixed monthly payments — what could be more convenient?

Home Equity Loans

Flexible Borrowing

Home Equity Line of Credit (HELOC)

Use the equity in your home to cover large and/or unexpected expenses, such as home improvements or college tuition. Withdraw funds as you need them. It’s as easy as writing a check!


Buckle up!

Car Loans

If you’re looking for a fast, easy way to borrow money for a new vehicle, pull into PWSB. We deliver the best car loan rates we can.

Car Loans

Getting Personal

Installment Loans

Our personal installment loans are great for consolidating bills or fun purchases like boats, motorcycles, vacations — and virtually anything else you can think of.

Installment Loans