Scam Alert

Criminals are sending text messages to verify possible recent debit card purchases followed by a phone call trying to obtain sensitive information. Important: Port Washington State Bank will never contact you via unsolicited e-mail, text or phone call asking for sensitive information, passwords, PINs or one-time passcodes. We may call you to verify a debit card transaction amount only. If you get a call, voicemail, e-mail or text from someone claiming to be from PWSB and you think it’s suspicious, please contact us immediately.

The Power of Plastic

As good as cash, but better, the PWSB debit card lets you make purchases with the security of VISA®. Debit cards are accepted anywhere you see the VISA logo. 


Call 1-800-472-3272 between the hours of 9:00 AM – 5:00 PM Central Standard Time (CST) Monday-Friday and 9:00 AM – 12:00 PM Saturday.  We also recommend immediately turning your card off in your PWSB mobile app or your CardValet® app.

Get Rewarded While You Spend

You can earn rewards each time you use your PWSB debit card with the uChoose Rewards program! 

Fresh designs your wallet will love

Choose from a beautiful shot of Lake Michigan, a sophisticated blue design or our flag design to celebrate your love of the USA. If you're a fan of the Lakeshore Chinooks we've got a special design for you, too!

Know Before You Go

Traveling with your debit card?

Read Our Travel Checklist

Find an ATM

Free ATM access nationwide.

See ATM Lists


With debit card fraud on the rise, our monitoring process and spend limits help protect your account and reduce the impact of lost or stolen card. The following limits are in place for your safety. These limits apply to personal debit cards (different limits are in place for business debit cards). For any questions on card usage or limits, reach out to your personal banker.

Types of Visa Debit Card Point-of-Sale Transactions

You may access your checking or savings account(s) to purchase goods (in person, online, or by phone), pay for services (in person, online, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that a participating merchant will accept.

  • You may make no more than ten transactions per day
  • You may not exceed $1,500.00 in transactions per day

You may access your account(s) by ATM using your Visa® debit card and personal identification number (PIN), to get cash withdrawals from checking account(s).

  • You may make no more than five withdrawals per day
  • You may withdraw no more than $500.00 per day

You may get cash withdrawals from savings account(s), however:

  • You may make no more than five withdrawals per day
  • You may withdraw no more than $500.00 per day

Some of these services may not be available at all terminals.


In addition to the limits that we set, you can further protect your account by setting your own alerts and limits. Access these features inside your PWSB mobile app, or within the Card Valet® app. Here are just a few examples of what you can do to keep your card more secure:

  • Receive alerts whenever your card is used to help stay on top of expenses and potential fraud. 
  • Safeguard your card by turning “off” your debit card when it’s misplaced or stolen, then turn it back “on” when you’re ready to use it again.
  • Create limits to how much you can spend in a single transaction — limits to certain merchant categories, transaction types and locations, specific to a debit card.
  • With the PWSB mobile banking app, get login alerts, password change alerts and alerts when deposits or withdrawals that are not debit-related occur.

To learn more, or to get started, download the Mobile Banking app from your favorite app store.