Sometimes a little extra help is all you need.
When finances are tight, a loan is a common way to help make ends meet. However, payday loans and traditional unsecured personal loans can have high interest rates. With PWSB’s Affordable Loan Program, individuals and families that meet special income limits can borrow money at a lower interest rate to help get back on track.
Affordable Loan Program Details and Features
- Unsecured
- Borrow up to $5,000
- 2025 income limit: $51,050
- Debt-to-income ratio 50% or less
- No administration fee
- Minimum credit score 620 and no adverse underwriting factors
- Loan requires a current PWSB deposit or loan relationship for a minimum of 6 months
Additional terms and conditions may apply and are subject to change. Please contact a personal banker for more assistance.
Share this Program with a Friend
View our Affordable Loan Program sell sheet.
Let's get started.
Ready to apply for the affordable loan program?