Fraud Alert

Scammers are posing as our treasury management department by phone. PWSB will never call you asking for sensitive information. If you receive a suspicious call from someone claiming to be from PWSB, do not share any details and hang up immediately. Please contact us directly to verify.

PWSB Hours Alert

Our Grafton Branch will be closed Saturday, October 10 for parking lot maintenance. All other PWSB locations will remain open.

All branches will be closed Monday, October 12 in honor of Columbus Day/Indigenous Peoples' Day. If using Online or Mobile Banking, please note that deposits and loan payments we receive will be processed on Tuesday, October 13. 

Sometimes a little extra help is all you need.

When finances are tight, a loan is a common way to help make ends meet. However, payday loans and traditional unsecured personal loans can have high interest rates. With PWSB’s Affordable Loan Program, individuals and families that meet special income limits can borrow money at a lower interest rate to help get back on track.

 

Affordable Loan Program Details and Features

  • Unsecured 
  • Borrow up to $2,500 
  • 2026 income limit: $53,350
  • Debt-to-income ratio 50% or less
  • No administration fee
  • Minimum credit score 620 and no adverse underwriting factors
  • Loan requires a current PWSB deposit or loan relationship for a minimum of 6 months

Additional terms and conditions may apply and are subject to change. Please contact a personal banker for more assistance.

Contact Us

Share this Program With a Friend

View our Affordable Loan Program sell sheet.

Get a PDF.

Let's get started.

Ready to apply for the affordable loan program?

Apply Now