Your Savings Can Do More Here.
Earn an Annual Percentage Yield (APY) of up to 2.53% and interest rates up to 2.50% for balances $250,000 or more.
The Relationship Money Market from PWSB
Your savings deserve more than a place to sit—they deserve a purpose.
With the PWSB Relationship Money Market, you can earn a competitive return while keeping your money close to home. Deposits made at PWSB help fund local businesses, home purchases, community development, and other investments that make a difference right here in our neighborhoods.
Plus, unlike a certificate of deposit, you'll enjoy the flexibility of unlimited withdrawals, giving you access to your funds when you need them.
Best of all, getting started is simple—all you need is a PWSB personal checking account.
Account Benefits
- Earn a competitive Annual Percentage Yield (APY)
- Interest paid monthly
- Unlimited withdrawals
- Keep your money working while maintaining easy access to your funds
- Support local lending and community growth
Money Market Accounts
| Product/Term | Minimum Balance to Open | Minimum Balance to Receive APY* | Simple Interest Rate | APY* |
|---|---|---|---|---|
| Money Market, $1,000.00 or More | $1,000.00 | $1,000.00 | 0.10% | 0.10% |
| Money Market, 999.99 or Less | $1,000.00 | $1,000.00 | 0.01% | 0.01% |
| Premium Money Market, $10,000.00 or More | $10,000.00 | $10,000.00 | 0.35% | 0.35% |
| Premium Money Market, $9,999.99 or Less | $10,000.00 | $10,000.00 | 0.10% | 0.10% |
| Relationship Money Market, $250,000 or more | $25,000.00 | $25,000.00 | 2.50% | 2.53% |
| Relationship Money Market, More than $99,999, less than $250,000 | $25,000.00 | $25,000.00 | 1.70% | 1.71% |
| Relationship Money Market, More than $24,999, less than $100,000 | $25,000.00 | $25,000.00 | 0.70% | 0.70% |
| Relationship Money Market, $24,999 or Less | $25,000.00 | $25,000.00 | 0.35% | 0.35% |
Account Requirements AND TERMS
- Minimum opening deposit: $25,000
- Minimum daily balance: $25,000 to avoid a $12 monthly service charge.
- Interest rate will vary based on the balance of the account. See our rates page for more details.
- Requires a PWSB personal checking account
- Fees could reduce earnings on the account.
- The interest rate and annual percentage yield for all tiers may change at our discretion at any time.
Make an Impact with Your Savings
When you choose PWSB, your money does more than earn interest—it helps create opportunities throughout the communities we serve.
Earn more. Stay flexible. Make a difference close to home.
Savings Calculator
Apply Now
Ready to apply for a PWSB Relationship Money Market?
Have Questions?
Contact a Banker To Learn More