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So Many Wonderful Ways to Save

From your first pocketful of change to regular deposits for retirement, PWSB offers a variety of savings options. Compare, contrast and contact us if you have questions!

The FDIC’s Electronic Deposit Insurance Estimator (EDIE) allows you to calculate the insurance coverage of your accounts at FDIC-insured institutions like Port Washington State Bank. Click here to access EDIE.

Compare Savings and Money Market Accounts

Comparison table of deposit accounts
Youth Savings Accounts Regular Savings Accounts Money Market Account Premium Money Market Account
Minimum Balance to Open
$1.00 $1.00 $1,000.00 $10,000.00
Minimum Balance Requirements to Avoid Monthly Service Charge
$1.00 $200.00 (waived if you transfer $20.00 each month into this account) $1,000.00 $10,000.00
Interest Paid
Monthly Monthly Monthly Monthly
Monthly Service Charge
None $5.00 if the balance falls below $200.00 any day of the cycle, or if you do not transfer $20.00 each month to this account. The monthly service charge will be waived if you are under 25 years of age. $6.00 (waived with $1,000.00 minimum balance) $8.00 (waived with $10,000 minimum balance)
Mobile and Internet Banking Access
Yes Yes Yes Yes
Telebanking Access
Yes Yes Yes Yes
Early Closing Fee (within 120 days of opening)

$35

$35

$35

$35

Other Limitations
Must be 17 years old or younger; rates are subject to change Rates are subject to change Rates are subject to change Rates are subject to change
Additional Details
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Compare Health Savings Accounts, Holiday Savings Accounts and CDs

Comparison table of Health Savings Account, Holiday Savings account and CDs
Health Savings Account Holiday Savings Account Certificate of Deposit (CD)
Amount to Open
$25.00 $1.00 $1,000.00 – $2,500.00
Minimum Balance
$1.00 $1.00 Maintain minimum deposit balance to obtain annual percentage yield (APY)
Interest Paid
Monthly Annually Monthly
Monthly Service Charge Fee
None None None
Mobile and Internet Banking Access
Yes Yes Yes
Telebanking Access
Yes Yes Yes
Withdrawals in Person
Unlimited See “Other Limitations” below N/A
Limitations on Frequency of Electronic Transfers*
Unlimited See “Other Limitations” below N/A
Early Closing Fee
$35 if closed within 120 days of opening $35 if closed within 120 days of opening A penalty may be imposed for withdrawals before maturity.
Other Limitations
For out-of-pocket medical costs associated with high deductible health plans Account matures within the 3rd week of October and will automatically renew unless no deposits have been made within 90 days after maturity. If any withdrawal is made from the account before October, you will not receive interest and the account will be closed. Rates subject to change at maturity.
Additional Details
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Savings Account Rates

We pride ourselves on competitive rates.

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Savings Accounts

Learn all the ways you can save by visiting our tutorial center.

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